Church Insurance since 1983
Since 1983, Alfa has provided specialized policies for your place of worship. Coverage is available for chapels, camps, schools, and private residences occupied by clergy.
Protection customized specifically for your church
Many optional coverages are also available at a slight additional premium to tailor the policy to meet your church’s specifications. Such coverages include:
- Loss of tuition fees
- Clergy professional liability
- Sexual misconduct liability
- Cemetery professional liability
- Hired car coverage
- And several others
Church Property Insurance
Church property insurance can help pay to repair or replace your buildings, contents and signs following a tragedy such as fire, theft and more.
Church Liability Insurance
Church liability insurance may help pay legal expenses, including those off the church premises such as camps, retreats or athletic events.
Medical Payments
Coverage is included to pay medical expenses arising from church activities including medical expenses for athletic participants, volunteer workers and students.
Liability Coverage
Your liability insurance will cover church operations and events off church premises, such as camps, retreats, or athletic events. Your policy also covers bodily injury, property damage, and personal injury loss. Personal Injury provides for some offenses that may ordinarily be overlooked in an insurance policy, including libel, slander, invasion of privacy, wrongful eviction, and malicious prosecution.
* Available up to the specified limits in your policy and less any deductibles.
Liability Coverage Options:
Hired Auto Liability
Loss of Tuition
Clergy Professional Liability
Cemetery Professional Liability
Teachers’ Liability for Corporal Punishment
Sexual Misconduct Liability
Property Coverage*
Covers church buildings and appurtenant structures. Coverage may be written on a replacement cost or actual cash value basis. There is no coinsurance penalty.
Property Coverage*
Property Coverage Options:
Special Form
covers risks of direct physical loss with certain policy exclusions.
Standard Form
specifies the perils covered by Alfa. These include vandalism and malicious mischief, fire, lightning, windstorm, hail, explosion, smoke, aircraft, vehicles, riot, civil commotion, sprinkler leakage, sonic boom and glass breakage.
Additional Property Coverages:
Arson reward ($7,500)
Money and securities ($2,500)**
Employee dishonesty ($5,000)**
Personal property while temporarily away from the premises (up to $15,000 including theft)
Property in transit (up to $15,000)
Accounts receivable (up to $5,000)
Valuable papers (up to $5,000)
Extra expenses to resume normal operations (up to $35,000),
Outdoor trees, plants, shrubs, and lawns (up to $5,000)**
Consequential loss from power interruption and mechanical failure
Sewer and drain backup ($1,000)
Pollutant clean up/removal (up to $10,000 for each location)
**Can be raised for an additional premium.
Call David Bordona Agency Now!
706-882-9010
I’ll get you a quote within 24 hours